Log in
Show password
Forgot password ?
Become a member for free
Sign up
Sign up
New member
Sign up for FREE
New customer
Discover our services
Dynamic quotes 
  1. Homepage
  2. Equities
  3. United Kingdom
  4. London Stock Exchange
  5. Direct Line Insurance Group plc
  6. News
  7. Summary
    DLG   GB00BY9D0Y18


SummaryMost relevantAll NewsAnalyst Reco.Other languagesPress ReleasesOfficial PublicationsSector newsMarketScreener Strategies

Direct Line Insurance : Pandemic premium sees learner drivers spending excess ú12 million on driving tests

11/12/2021 EST
Pandemic premium sees learner drivers spending excess £12 million on driving tests
4min read
12 Nov 2021
Share this story:
  • Covid has brought about a backlog of learner drivers wanting to take their test, leading to more than a third paying to fast-track their practical tests
  • Some learners have paid up to £122 for their driving test, a 97 per cent premium compared to the standard £62 test booked via the DVSA
  • Young drivers have so far spent 47 hours learning to drive at an average cost of £365

New research from Direct Line Motor Insurance1 reveals that learner drivers have spent an estimated £12 million to fast-track their practical tests in the wake of Covid. Due to the backlog caused by the pandemic, millions of young drivers are having to wait months for a date, with many willing to pay additional premiums of up to £60 to bring forward their test.

Further research2 conducted by Direct Line revealed that there could be a backlog of 2.8 million young motorists looking to take their test this year - an increase of around 75 per cent compared to a normal year, with vast numbers of young people unable to take a test during lockdown. This would mean an average of nearly 8,000 tests every day across the UK's 380-plus test centres, and has resulted in a long waiting list for driving tests, exacerbated by driving instructors booking up slots and charging a premium for students to reserve them.

Some driving instructors have been charging up to £122 per test, a 97 per cent premium for learners to book their tests through them. This is an additional charge of around £60 on top of the already expensive £62 test. With test availability scarce, more than 200,000 learners (34 per cent of those who are learning or have passed in the past year) have opted to fast-track their practical tests and pay the premium.

Furthermore, with the cost of a driving test expected to rise next year by more than 20 per cent from £62 to £75, the first time since 2009, millions of young drivers have been willing to fork out more now in order to get their licence this year.

Conditions have been difficult for young learner drivers since the start of the pandemic, with 45 per cent (260,000 people) saying that they've experienced issues when learning to drive due to the stop-start nature brought about by Covid-19. Other common issues have been a lack of available driving test slots (43 per cent), the increasing cost of learning to drive (26 per cent), and the lack of available driving instructors (21 per cent).

Table one: Issues experienced when learning to drive

Issues experienced

Percentage of learner drivers affected

Estimated number of learner drivers affected

Stop-start learning due to Covid-19

45 per cent


Lack of available driving test slots

43 per cent


The increasing costs of lessons and tests

26 per cent


Lack of available driving instructors

21 per cent


Cost of queue jumping fees to book a test

10 per cent


Source: Direct Line Motor Insurance, 2021

On average, a current learner has spent 47 hours learning how to drive, split between 26 hours of lessons and 21 hours of free practice. In total this has cost them £365 on average, but nearly a third (32 per cent) have spent more than £500 on learning to drive so far.

Lorraine Price, head of motor insurance at Direct Line, commented: "As we expected to see, due to the number of people unable to take tests last year, the waitlist for learner drivers has continued to increase. It's therefore not surprising to see that many want to skip the queue to take their test as soon as possible. The backlog of tests has led to many having to make the choice between paying up to learn to drive or some taking the difficult decision to put learning on hold for now.

"It is reassuring however, to see that the demand for learning to drive still stands despite the frustration of delayed tests and it's encouraging to know learners will eventually take to the roads safely and confidently after an extended period of learning."


Notes to Editors

1 Survey conducted amongst a panel of 544 UK adults aged 18-24 who are either currently learning to drive or who passed their test in the past year in October 2021

2 Direct Line Motor Insurance analysis of DVSA0201 Practical car pass rates by gender, month and DTC 21st June 2021

For further information please contact:

Chelsey Wheeler
PR manager - Direct Line

Tel: 01651 832 095

Email: [email protected]

Direct Line

Started in 1985, Direct Line became the first UK insurance company to use the telephone as its main channel of communication. It provides motor, home, travel and pet insurance cover direct to customers by phone or on-line.

Direct Line general insurance policies are underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Direct Line and UK Insurance limited are both part of Direct Line Insurance Group plc.

Customers can find out more about Direct Line products or get a quote by calling 0345 246 3761 or visiting www.directline.com/


Direct Line Insurance Group plc published this content on 12 November 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 15 November 2021 10:49:09 UTC.

ę Publicnow 2021
01/19DIRECT LINE INSURANCE : Group awards Churchill brand advertising account to Saatchi & Saat..
01/18DIRECT LINE INSURANCE : Almost three quarters of landlords experience escape of water case..
01/13UBS Upgrades Direct Line To Buy From Sell, Raising PT
01/13DIRECT LINE INSURANCE : unveils 'Bi-High-Cycle' sculpture to highlight UK cycling incident..
01/13DIRECT LINE INSURANCE : Burst pipes cause almost ú50 million of damage a year
01/11Deutsche Bank Upgrades Direct Line To Buy From Hold, Affirms PT
01/11DIRECT LINE INSURANCE : Almost half of tradespeople have been seriously injured in a workp..
2021DON'T LET SANTA GET STUCK DOWN THE C : Chimney damage sets Brits back ú27 million
2021HO-HO-TOW : Green Flag launches purpose-led roadside recovery service for toy cars this Ch..
2021DIRECT LINE INSURANCE : Group publishes its 2021 Sustainability Report
More news
Analyst Recommendations on DIRECT LINE INSURANCE GROUP PLC
More recommendations
Sales 2021 3 012 M 4 100 M 4 100 M
Net income 2021 344 M 468 M 468 M
Net Debt 2021 - - -
P/E ratio 2021 12,2x
Yield 2021 7,98%
Capitalization 4 116 M 5 610 M 5 602 M
Capi. / Sales 2021 1,37x
Capi. / Sales 2022 1,33x
Nbr of Employees 10 807
Free-Float 97,5%
Duration : Period :
Direct Line Insurance Group plc Technical Analysis Chart | DLG | GB00BY9D0Y18 | MarketScreener
Technical analysis trends DIRECT LINE INSURANCE GROUP PLC
Short TermMid-TermLong Term
Income Statement Evolution
Mean consensus BUY
Number of Analysts 17
Last Close Price 312,30 GBX
Average target price 353,77 GBX
Spread / Average Target 13,3%
EPS Revisions
Managers and Directors
Penelope Jane James Chief Executive Officer & Executive Director
Neil David Manser Chief Financial Officer & Executive Director
Danuta Gray Chairman
Sebastian Richard Edward James Independent Non-Executive Director
Richard Churchill Ward Senior Independent Non-Executive Director
Sector and Competitors