Log in
E-mail
Password
Remember
Forgot password ?
Become a member for free
Sign up
Sign up
New member
Sign up for FREE
New customer
Discover our services
Settings
Settings
Dynamic quotes 
OFFON

MarketScreener Homepage  >  Equities  >  Nyse  >  Mastercard Incorporated    MA

MASTERCARD INCORPORATED

(MA)
  Report
SummaryQuotesChartsNewsRatingsCalendarCompanyFinancialsConsensusRevisions 
SummaryMost relevantAll NewsPress ReleasesOfficial PublicationsSector newsMarketScreener StrategiesAnalyst Recommendations

Mastercard Incorporated : Q3 Supplemental Operational Performance Data

11/19/2020 | 05:25am EST

Supplemental Operational Performance Data

Set forth below are tables that provide supplemental information regarding the operational performance results for the three months ended September 30, 2020, as well as the prior eight quarterly reporting periods for the payment programs of Mastercard Incorporated and its consolidated subsidiaries, including our operating subsidiary, Mastercard International Incorporated (collectively, "Mastercard").

1. Branded Volume and Transactions

The tables below set forth the gross dollar volume ("GDV"), purchase volume, cash volume and the number of purchase transactions, cash transactions, and cards on a regional basis for Mastercard™-branded cards. Growth rates over prior periods are provided for volume-based data.

GDV ($ Billions)

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18

Q4'18

Q1'19

Q2'19

Q3'19

Q4'19

Q1'20

Q2'20

Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

$445

$468

$458

$479

$490

$519

$471

$407

$483

$1,428

$1,361

Canada

44

46

39

46

47

49

40

39

45

132

124

Europe

438

458

429

478

508

532

467

396

518

1,415

1,382

Latin America

99

111

105

110

113

123

107

73

88

328

268

Worldwide less United States

1,026

1,083

1,031

1,113

1,159

1,222

1,086

915

1,135

3,303

3,136

United States

442

465

450

486

493

507

478

463

513

1,430

1,454

Worldwide

1,468

1,548

1,481

1,600

1,652

1,730

1,564

1,378

1,648

4,733

4,589

Mastercard Credit and Charge Programs

Worldwide less United States

535

560

530

559

577

601

528

435

523

1,666

1,486

United States

213

228

212

237

244

254

227

183

214

694

624

Worldwide

748

788

742

796

821

854

755

618

737

2,359

2,110

Mastercard Debit and Prepaid Programs

Worldwide less United States

491

523

501

554

582

622

558

480

612

1,637

1,650

United States

229

238

238

249

249

254

251

280

299

737

830

Worldwide

720

760

739

803

831

875

809

760

911

2,373

2,480

GDV Local Growth

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

12.7%

13.0%

11.2%

12.1%

12.4%

11.7%

5.7%

-11.8%

-1.4%

11.9%

-2.6%

Canada

10.3%

11.6%

5.8%

7.7%

8.8%

5.1%

4.1%

-12.6%

-3.0%

7.5%

-4.1%

Europe

18.7%

19.7%

17.3%

18.5%

19.8%

17.4%

12.3%

-12.8%

2.7%

18.6%

0.5%

Latin America

16.2%

16.9%

13.3%

15.8%

18.2%

14.6%

12.5%

-16.9%

-6.8%

15.8%

-3.4%

Worldwide less United States

15.4%

16.1%

13.6%

14.9%

15.9%

14.1%

9.1%

-12.7%

-0.1%

14.9%

-1.4%

United States

8.7%

10.2%

7.5%

9.9%

11.6%

9.0%

6.1%

-4.9%

4.0%

9.7%

1.7%

Worldwide

13.3%

14.2%

11.7%

13.4%

14.6%

12.6%

8.1%

-10.2%

1.2%

13.2%

-0.4%

Mastercard Credit and Charge Programs

Worldwide less United States

11.6%

12.8%

9.0%

9.6%

11.0%

9.1%

3.8%

-17.5%

-7.6%

9.9%

-7.2%

United States

7.7%

9.8%

9.3%

12.3%

14.6%

11.4%

7.0%

-22.8%

-12.4%

12.2%

-10.0%

Worldwide

10.5%

11.9%

9.0%

10.4%

12.0%

9.8%

4.7%

-19.1%

-9.0%

10.5%

-8.1%

Mastercard Debit and Prepaid Programs

Worldwide less United States

19.8%

19.8%

19.0%

20.9%

21.3%

19.4%

14.5%

-7.9%

7.3%

20.4%

4.5%

United States

9.6%

10.6%

5.9%

7.7%

8.8%

6.7%

5.4%

12.1%

20.2%

7.5%

12.7%

Worldwide

16.4%

16.8%

14.5%

16.4%

17.2%

15.4%

11.5%

-1.4%

11.2%

16.1%

7.1%

Supplemental Operational Performance 2018Q3-2020Q3

Purchase Volume ($ Billions)

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19

Q1'20

Q2'20

Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

$304

$318

$307

$318

$327

$346

$310

$281

$329

$952

$920

Canada

42

45

37

44

45

47

39

36

44

126

118

Europe

289

304

286

320

339

355

313

266

353

945

932

Latin America

62

71

68

71

74

79

70

48

59

213

177

Worldwide less United States

697

737

698

753

785

828

731

631

785

2,236

2,147

United States

385

408

392

427

433

449

419

404

451

1,252

1,274

Worldwide

1,082

1,145

1,090

1,180

1,219

1,276

1,151

1,035

1,236

3,488

3,421

Mastercard Credit and Charge Programs

Worldwide less United States

495

520

492

520

536

558

488

404

489

1,548

1,381

United States

205

219

203

228

234

244

217

178

210

665

605

Worldwide

700

739

695

748

770

801

705

582

699

2,213

1,987

Mastercard Debit and Prepaid Programs

Worldwide less United States

202

217

206

232

250

270

243

227

296

689

766

United States

180

189

188

199

199

205

202

226

240

587

668

Worldwide

382

406

395

432

449

475

446

452

537

1,275

1,435

Purchase Volume Local Growth

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

13.4%

13.6%

9.7%

9.9%

10.6%

10.5%

4.5%

-8.5%

0.0%

10.1%

-1.3%

Canada

10.4%

11.5%

5.7%

7.7%

9.3%

5.5%

4.2%

-15.5%

-1.8%

7.7%

-4.7%

Europe

22.2%

22.8%

18.3%

20.5%

21.7%

18.5%

12.6%

-12.9%

3.6%

20.2%

0.9%

Latin America

21.4%

21.7%

17.8%

20.2%

22.8%

19.3%

17.0%

-12.6%

-1.8%

20.3%

1.2%

Worldwide less United States

17.4%

17.9%

13.6%

15.0%

16.2%

14.3%

9.0%

-11.1%

1.3%

15.0%

-0.4%

United States

10.7%

11.4%

9.0%

11.2%

12.6%

10.0%

7.0%

-5.4%

4.0%

11.0%

1.7%

Worldwide

14.9%

15.5%

11.9%

13.6%

14.9%

12.8%

8.3%

-9.0%

2.3%

13.5%

0.4%

Mastercard Credit and Charge Programs

Worldwide less United States

12.6%

13.5%

9.3%

10.0%

11.3%

9.2%

3.4%

-17.6%

-7.0%

10.2%

-7.2%

United States

9.0%

10.4%

10.0%

12.5%

14.4%

11.4%

6.6%

-21.7%

-10.1%

12.4%

-9.0%

Worldwide

11.5%

12.5%

9.5%

10.8%

12.2%

9.9%

4.4%

-18.9%

-8.0%

10.9%

-7.7%

Mastercard Debit and Prepaid Programs

Worldwide less United States

31.0%

29.9%

25.4%

27.8%

28.4%

26.4%

22.1%

3.4%

19.0%

27.3%

14.8%

United States

12.7%

12.6%

8.0%

9.6%

10.6%

8.4%

7.4%

13.1%

20.7%

9.4%

13.9%

Worldwide

21.7%

21.3%

16.4%

18.7%

19.9%

18.0%

15.0%

8.0%

19.7%

18.4%

14.4%

October 28, 2020

Page:2

Supplemental Operational Performance 2018Q3-2020Q3

Purchase Transactions (Millions)

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20

Q3'19 YTD

Q3'20 YTD

APMEA

5,412

5,798

5,576

6,161

6,545

6,898

6,302

5,892

6,800

18,281

18,994

Canada

651

698

611

710

748

753

653

572

721

2,068

1,946

Europe

7,778

8,410

8,306

9,581

10,230

10,789

10,229

9,047

11,706

28,117

30,982

Latin America

2,300

2,530

2,474

2,720

2,923

3,084

2,914

2,340

2,753

8,117

8,007

Worldwide less United States

16,141

17,436

16,965

19,172

20,446

21,523

20,098

17,851

21,980

56,584

59,929

United States

6,931

7,242

6,894

7,569

7,745

7,898

7,342

6,942

7,829

22,209

22,113

Worldwide

23,072

24,678

23,860

26,742

28,191

29,421

27,441

24,792

29,809

78,793

82,042

Mastercard Credit and Charge Programs

Worldwide less United States

8,427

9,012

8,615

9,563

10,140

10,534

9,688

8,423

10,030

28,319

28,142

United States

2,321

2,485

2,250

2,557

2,687

2,793

2,464

2,032

2,420

7,494

6,917

Worldwide

10,748

11,497

10,865

12,120

12,827

13,327

12,152

10,455

12,451

35,813

35,058

Mastercard Debit and Prepaid Programs

Worldwide less United States

7,714

8,424

8,350

9,609

10,306

10,989

10,410

9,428

11,950

28,265

31,787

United States

4,610

4,758

4,644

5,012

5,058

5,105

4,878

4,909

5,409

14,714

15,197

Worldwide

12,324

13,181

12,994

14,621

15,364

16,094

15,288

14,337

17,359

42,980

46,984

Purchase Transactions Growth

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20

Q3'19 YTD

Q3'20 YTD

APMEA

19.9%

21.9%

18.4%

19.4%

20.9%

19.0%

13.0%

-4.4%

3.9%

19.6%

3.9%

Canada

11.8%

16.6%

10.2%

11.8%

14.9%

7.8%

7.0%

-19.5%

-3.5%

12.4%

-5.9%

Europe

29.2%

30.2%

28.6%

30.7%

31.5%

28.3%

23.2%

-5.6%

14.4%

30.4%

10.2%

Latin America

19.2%

21.2%

20.0%

24.5%

27.1%

21.9%

17.8%

-14.0%

-5.8%

24.0%

-1.4%

Worldwide less United States

23.7%

25.4%

23.1%

25.2%

26.7%

23.4%

18.5%

-6.9%

7.5%

25.1%

5.9%

United States

9.8%

11.2%

8.4%

10.2%

11.7%

9.1%

6.5%

-8.3%

1.1%

10.2%

-0.4%

Worldwide

19.2%

20.9%

18.4%

20.6%

22.2%

19.2%

15.0%

-7.3%

5.7%

20.5%

4.1%

Mastercard Credit and Charge Programs

Worldwide less United States

15.3%

18.0%

15.7%

18.2%

20.3%

16.9%

12.5%

-11.9%

-1.1%

18.2%

-0.6%

United States

8.6%

11.9%

11.4%

13.8%

15.8%

12.4%

9.5%

-20.5%

-9.9%

13.7%

-7.7%

Worldwide

13.8%

16.6%

14.8%

17.2%

19.3%

15.9%

11.8%

-13.7%

-2.9%

17.2%

-2.1%

Mastercard Debit and Prepaid Programs

Worldwide less United States

34.4%

34.5%

31.7%

33.1%

33.6%

30.5%

24.7%

-1.9%

16.0%

32.9%

12.5%

United States

10.3%

10.9%

7.0%

8.5%

9.7%

7.3%

5.0%

-2.0%

6.9%

8.5%

3.3%

Worldwide

24.3%

24.9%

21.7%

23.5%

24.7%

22.1%

17.7%

-1.9%

13.0%

23.4%

9.3%

October 28, 2020

Page:3

Supplemental Operational Performance 2018Q3-2020Q3

Cash Volume ($ Billions)

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18

Q4'18

Q1'19

Q2'19

Q3'19

Q4'19

Q1'20

Q2'20

Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

$141

$149

$151

$161

$163

$173

$161

$126

$154

$476

$441

Canada

2

2

2

2

2

2

2

3

1

5

6

Europe

149

154

142

159

169

177

154

131

165

470

450

Latin America

37

40

37

39

39

43

37

25

30

115

92

Worldwide less United States

329

346

332

361

373

395

354

284

350

1,066

988

United States

57

57

59

59

60

59

59

59

62

178

180

Worldwide

386

403

391

420

433

453

413

343

412

1,244

1,168

Mastercard Credit and Charge Programs

Worldwide less United States

39

40

38

39

41

43

40

31

34

118

104

United States

8

9

9

9

10

10

10

5

4

28

19

Worldwide

48

49

47

48

51

53

50

35

37

146

123

Mastercard Debit and Prepaid Programs

Worldwide less United States

289

305

294

322

332

352

314

254

316

948

884

United States

49

49

50

50

50

48

49

54

59

150

162

Worldwide

338

354

344

372

382

400

363

308

375

1,098

1,045

Cash Volume Local Growth

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

11.3%

11.8%

14.2%

16.6%

16.0%

14.2%

8.1%

-18.5%

-4.2%

15.6%

-5.0%

Canada

9.3%

13.8%

8.7%

7.4%

-2.8%

-3.8%

0.5%

58.6%

-30.6%

4.2%

8.8%

Europe

12.3%

14.0%

15.2%

14.9%

16.1%

15.2%

11.7%

-12.6%

0.9%

15.4%

-0.3%

Latin America

8.3%

9.4%

5.8%

8.5%

10.4%

6.8%

4.9%

-24.1%

-15.4%

8.3%

-11.2%

Worldwide less United States

11.4%

12.5%

13.6%

14.9%

15.3%

13.7%

9.2%

-16.1%

-3.1%

14.6%

-3.5%

United States

-3.2%

2.1%

-1.9%

1.7%

4.8%

2.0%

0.3%

-0.7%

3.9%

1.5%

1.2%

Worldwide

9.0%

10.9%

11.0%

12.8%

13.7%

12.0%

7.8%

-13.8%

-2.1%

12.5%

-2.8%

Mastercard Credit and Charge Programs

Worldwide less United States

0.4%

5.0%

4.3%

4.2%

7.1%

7.9%

8.9%

-16.7%

-14.6%

5.2%

-7.6%

United States

-16.9%

-3.3%

-5.2%

8.1%

19.9%

13.4%

14.2%

-49.4%

-65.0%

7.1%

-34.8%

Worldwide

-3.1%

3.4%

2.3%

5.0%

9.4%

8.9%

9.9%

-23.3%

-24.8%

5.6%

-13.1%

Mastercard Debit and Prepaid Programs

Worldwide less United States

13.1%

13.6%

14.9%

16.3%

16.4%

14.4%

9.3%

-16.0%

-1.7%

15.9%

-3.0%

United States

-0.4%

3.1%

-1.3%

0.6%

2.2%

-0.1%

-2.2%

8.3%

17.8%

0.5%

8.0%

Worldwide

10.9%

12.0%

12.3%

13.9%

14.3%

12.5%

7.6%

-12.5%

0.9%

13.5%

-1.4%

October 28, 2020

Page:4

Supplemental Operational Performance 2018Q3-2020Q3

Cash Transactions (Millions)

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

1,529

1,654

1,627

1,691

1,739

1,822

1,726

1,317

1,577

5,056

4,620

Canada

6

6

6

6

6

6

5

4

5

17

14

Europe

1,067

1,099

1,044

1,173

1,195

1,225

1,059

845

1,061

3,411

2,965

Latin America

273

297

275

295

302

320

288

219

246

872

753

Worldwide less United States

2,875

3,056

2,952

3,164

3,241

3,372

3,078

2,385

2,889

9,357

8,352

United States

337

328

321

336

339

322

306

285

323

995

914

Worldwide

3,212

3,385

3,272

3,500

3,579

3,694

3,384

2,670

3,212

10,352

9,266

Mastercard Credit and Charge Programs

Worldwide less United States

182

187

173

185

189

197

179

131

158

547

468

United States

9

9

8

9

9

9

9

4

6

27

19

Worldwide

191

196

181

194

198

206

187

135

163

574

486

Mastercard Debit and Prepaid Programs

Worldwide less United States

2,693

2,869

2,778

2,979

3,052

3,175

2,900

2,254

2,731

8,810

7,885

United States

328

319

313

327

329

313

297

280

318

969

895

Worldwide

3,021

3,189

3,091

3,306

3,381

3,488

3,197

2,534

3,049

9,778

8,780

Cash Transactions Growth

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

11.3%

12.7%

12.1%

12.1%

13.7%

10.2%

6.1%

-22.1%

-9.3%

12.7%

-8.6%

Canada

8.8%

15.2%

-3.5%

-11.2%

-6.8%

-11.3%

-1.0%

-33.7%

-18.8%

-7.3%

-17.9%

Europe

9.2%

9.7%

11.3%

11.3%

12.0%

11.5%

1.5%

-27.9%

-11.2%

11.6%

-13.1%

Latin America

4.4%

6.6%

4.3%

8.5%

10.6%

7.5%

4.6%

-25.8%

-18.5%

7.9%

-13.7%

Worldwide less United States

9.8%

11.0%

11.0%

11.4%

12.7%

10.3%

4.3%

-24.6%

-10.9%

11.7%

-10.7%

United States

-2.4%

0.8%

-2.1%

-1.3%

0.4%

-1.9%

-4.6%

-15.2%

-4.5%

-1.0%

-8.2%

Worldwide

8.4%

9.9%

9.6%

10.1%

11.4%

9.1%

3.4%

-23.7%

-10.3%

10.4%

-10.5%

Mastercard Credit and Charge Programs

Worldwide less United States

-1.8%

2.2%

2.2%

2.6%

3.7%

5.2%

3.1%

-29.2%

-16.3%

2.8%

-14.5%

United States

-6.8%

0.4%

-1.4%

4.7%

7.2%

4.8%

5.2%

-50.1%

-40.3%

3.6%

-29.7%

Worldwide

-2.0%

2.1%

2.0%

2.7%

3.8%

5.2%

3.2%

-30.2%

-17.5%

2.9%

-15.2%

Mastercard Debit and Prepaid Programs

Worldwide less United States

10.7%

11.6%

11.6%

12.0%

13.3%

10.7%

4.4%

-24.3%

-10.5%

12.4%

-10.5%

United States

-2.3%

0.8%

-2.1%

-1.4%

0.2%

-2.1%

-4.9%

-14.3%

-3.5%

-1.1%

-7.6%

Worldwide

9.1%

10.4%

10.1%

10.5%

11.9%

9.4%

3.4%

-23.3%

-9.8%

10.9%

-10.2%

October 28, 2020

Page:5

Supplemental Operational Performance 2018Q3-2020Q3

Cards (Millions)

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19

Q1'20

Q2'20

Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

756

791

812

822

831

831

849

860

873

831

873

Canada

59

61

61

61

62

62

62

63

62

62

62

Europe

512

528

540

558

579

595

606

613

632

579

632

Latin America

176

183

188

195

200

210

216

217

223

200

223

Worldwide less United States

1,502

1,563

1,601

1,637

1,673

1,698

1,734

1,753

1,790

1,673

1,790

United States

429

437

448

457

467

475

478

477

485

467

485

Worldwide

1,931

2,000

2,049

2,093

2,139

2,172

2,212

2,230

2,275

2,139

2,275

Mastercard Credit and Charge Programs

Worldwide less United States

627

641

652

665

682

697

705

703

709

682

709

United States

218

227

230

234

238

242

243

237

234

238

234

Worldwide

845

868

882

899

920

939

948

939

943

920

943

Mastercard Debit and Prepaid Programs

Worldwide less United States

875

922

949

971

991

1,001

1,028

1,050

1,081

991

1,081

United States

211

210

218

223

229

233

235

241

250

229

250

Worldwide

1,086

1,132

1,166

1,194

1,219

1,234

1,263

1,291

1,331

1,219

1,331

Cards Growth

All Mastercard Credit,

Charge, Debit and Prepaid Programs

Q3'18 Q4'18 Q1'19 Q2'19 Q3'19 Q4'19 Q1'20 Q2'20 Q3'20

Q3'19 YTD Q3'20 YTD

APMEA

11.3%

13.8%

14.0%

12.6%

10.0%

5.0%

4.7%

4.6%

5.0%

10.0%

5.0%

Canada

17.0%

15.7%

9.6%

6.4%

5.9%

2.9%

2.3%

2.0%

-0.3%

5.9%

-0.3%

Europe

10.1%

11.2%

11.2%

11.7%

13.1%

12.5%

12.3%

9.9%

9.2%

13.1%

9.2%

Latin America

2.5%

3.8%

11.8%

13.7%

13.9%

14.9%

14.6%

11.3%

11.5%

13.9%

11.5%

Worldwide less United States

10.0%

11.8%

12.6%

12.2%

11.3%

8.6%

8.3%

7.1%

7.0%

11.3%

7.0%

United States

7.5%

6.5%

7.9%

9.1%

8.8%

8.7%

6.7%

4.5%

3.8%

8.8%

3.8%

Worldwide

9.4%

10.6%

11.5%

11.5%

10.8%

8.6%

8.0%

6.5%

6.3%

10.8%

6.3%

Mastercard Credit and Charge Programs

Worldwide less United States

6.3%

6.8%

8.2%

8.2%

8.8%

8.6%

8.2%

5.6%

4.0%

8.8%

4.0%

United States

5.5%

7.6%

9.4%

10.8%

9.2%

6.6%

5.5%

1.2%

-1.6%

9.2%

-1.6%

Worldwide

6.1%

7.0%

8.5%

8.9%

8.9%

8.1%

7.5%

4.5%

2.5%

8.9%

2.5%

Mastercard Debit and Prepaid Programs

Worldwide less United States

12.8%

15.5%

15.9%

15.0%

13.2%

8.6%

8.4%

8.1%

9.1%

13.2%

9.1%

United States

9.7%

5.3%

6.2%

7.2%

8.3%

10.9%

8.1%

8.0%

9.5%

8.3%

9.5%

Worldwide

12.2%

13.5%

14.0%

13.5%

12.2%

9.0%

8.3%

8.1%

9.2%

12.2%

9.2%

Note that the figures in the preceding tables may not sum due to rounding; growth represents change from the comparable year- ago period.

October 28, 2020

Page:6

Supplemental Operational Performance 2018Q3-2020Q3

Footnote

The tables set forth the gross dollar volume ("GDV"), purchase volume, cash volume and the number of purchase transactions, cash transactions, and cards on a regional and global basis for Mastercard™-branded cards. Growth rates over prior periods are provided for volume-based data.

Debit transactions on Maestro® and Cirrus®-branded cards and transactions involving brands other than Mastercard are not included in the preceding tables.

For purposes of the table: GDV represents purchase volume plus cash volume and includes the impact of balance transfers and convenience checks; "purchase volume" means the aggregate dollar amount of purchases made with Mastercard-branded cards for the relevant period; and "cash volume" means the aggregate dollar amount of cash disbursements obtained with Mastercard- branded cards for the relevant period. The number of cards includes virtual cards, which are Mastercard-branded payment accounts that do not generally have physical cards associated with them.

The Mastercard payment product is comprised of credit, charge, debit and prepaid programs, and data relating to each type of program is included in the tables. The tables include information with respect to transactions involving Mastercard-branded cards that are not switched by Mastercard and transactions for which Mastercard does not earn significant revenues.

Information denominated in U.S. dollars is calculated by applying an established U.S. dollar/local currency exchange rate for each local currency in which Mastercard volumes are reported. These exchange rates are calculated on a quarterly basis using the average exchange rate for each quarter. Mastercard reports period-over-period rates of change in purchase volume and cash volume on the basis of local currency information, in order to eliminate the impact of changes in the value of foreign currencies against the U.S. dollar in calculating such rates of change.

The data set forth in the GDV, purchase volume, purchase transactions, cash volume and cash transactions columns is provided by Mastercard customers and is subject to verification by Mastercard and partial cross-checking against information provided by Mastercard's transaction switching systems. The data set forth in the cards columns is provided by Mastercard customers and is subject to certain limited verification by Mastercard. A portion of the data set forth in the cards columns reflects the impact of routine portfolio changes among customers and other practices that may lead to over counting of the underlying data in certain circumstances. All data is subject to revision and amendment by Mastercard or Mastercard's customers.

Effective Q1'18, our operational metrics reflect the impact of the Venezuela deconsolidation. Prior to Q1'18 all metrics include Venezuela. We are providing additional information regarding our Switched Transactions and Card growth rates. The adjusted growth rates eliminate Venezuelan Switched Transactions and Card counts from prior periods. This information is being provided so that you can better understand the underlying growth rates of our operating metrics.

October 28, 2020

Page:7

Supplemental Operational Performance 2018Q3-2020Q3

2. Switched Transactions

The table below sets forth the total number of transactions switched by Mastercard and growth from the comparable year-ago period.

Switched

Trans.

Period

(Mil.)

Growth

(1)(2)

2020Q3

23,807

5%

2020Q2

19,369

-10%

2020Q1

22,132

13%

2019Q4

23,807

19%

2019Q3

22,891

19%

2019Q2

21,429

18%

2019Q1

19,205

17%

2018Q4

20,124

17%

2018Q3

18,825

17%

FY 2019

87,332

19%

FY 2018

73,791

17%

3. Cross Border Volume

The table below sets forth the Cross Border Volume Growth from the comparable year-ago period, on a local currency basis and U.S. dollar-converted basis, for all Mastercard-branded programs.

Growth

Growth

Period

(Local)

(2)

(USD)

(2)

2020Q3

-36%

-35%

2020Q2

-45%

-47%

2020Q1

-1%

-3%

2019Q4

16%

14%

2019Q3

16%

13%

2019Q2

16%

10%

2019Q1

14%

7%

2018Q4

16%

12%

2018Q3

18%

15%

FY 2019

16%

11%

FY 2018

18%

19%

Note:

(1) Growth rates eliminate Venezuela transactions from current and past periods

(2) The cross-border volume and switched transactions growth rates have been normalized to eliminate the effects of differing switching and carryover days between periods. Carryover days are those where transactions and volumes from days where the company does not clear and settle are processed.

October 28, 2020

Page:8

Supplemental Operational Performance 2018Q3-2020Q3

4. Cards

The tables below set forth the number of Mastercard, Maestro and Total Cards with growth rates from the comparable year-ago period.

Mastercard Cards

Maestro Cards

Total WW Mastercard & Maestro Cards

Growth

Growth

Growth

Cards

Actual

Adj for

Cards

Actual

Adj for

Cards

Actual

Adj for

Period

(Mil.)

Growth

Ven

Period

(Mil.)

Growth

Ven

Period

(Mil.)

Growth

Ven

2020Q3

2,275

6.3%

6%

2020Q3

418

-3.9%

-4%

2020Q3

2,692

4.6%

5%

2020Q2

2,230

6.5%

7%

2020Q2

419

-4.5%

-5%

2020Q2

2,649

4.6%

5%

2020Q1

2,212

8.0%

8%

2020Q1

424

-6.2%

-6%

2020Q1

2,636

5.4%

5%

2019Q4

2,172

8.6%

9%

2019Q4

428

-10.5%

-11%

2019Q4

2,600

4.9%

5%

2019Q3

2,139

10.8%

11%

2019Q3

435

-14.6%

-15%

2019Q3

2,574

5.5%

5%

2019Q2

2,093

11.5%

11%

2019Q2

439

-15.6%

-16%

2019Q2

2,532

5.6%

6%

2019Q1

2,049

11.5%

12%

2019Q1

452

-14.5%

-14%

2019Q1

2,501

5.7%

6%

2018Q4

2,000

10.6%

11%

2018Q4

478

-19.6%

-13%

2018Q4

2,478

3.1%

5%

2018Q3

1,931

9.4%

10%

2018Q3

509

-15.5%

-9%

2018Q3

2,440

3.1%

5%

October 28, 2020

Page:9

Disclaimer

MasterCard Inc. published this content on 24 October 2020 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 19 November 2020 10:24:01 UTC


© Publicnow 2020
All news about MASTERCARD INCORPORATED
01/15Goldman Sachs to issue credit cards for General Motors
RE
01/15MASTERCARD INCORPORATED : GM, Goldman Sachs and Mastercard to Collaborate on New..
PU
01/15MASTERCARD INCORPORATED : to Host Conference Call on Fourth-Quarter and Full-Yea..
BU
01/14MASTERCARD INCORPORATED : Deutsche Bank Adjusts Mastercard PT to $420 From $383,..
MT
01/14Goldman teams up with fintech startup Marqeta to build checking accounts
RE
01/13SECTOR UPDATE : Consumer Stocks Ending On Higher Ground Wednesday
MT
01/13SECTOR UPDATE : Consumer Stocks Scratching Out Narrow Gains
MT
01/13A LOOK AHEAD TO 2021 : Responding with Urgency to the Need for True Equity
PU
01/13Walgreens to Launch Credit, Prepaid Debit Cards With Synchrony Financial, Mas..
MT
01/13Walgreens to Launch Credit, Debit Cards
DJ
More news
Financials (USD)
Sales 2020 15 197 M - -
Net income 2020 6 152 M - -
Net Debt 2020 1 493 M - -
P/E ratio 2020 52,7x
Yield 2020 0,48%
Capitalization 322 B 322 B -
EV / Sales 2020 21,3x
EV / Sales 2021 18,0x
Nbr of Employees 18 600
Free-Float 62,2%
Chart MASTERCARD INCORPORATED
Duration : Period :
Mastercard Incorporated Technical Analysis Chart | MA | US57636Q1040 | MarketScreener
Technical analysis trends MASTERCARD INCORPORATED
Short TermMid-TermLong Term
TrendsBearishNeutralBullish
Income Statement Evolution
Consensus
Sell
Buy
Mean consensus BUY
Number of Analysts 38
Average target price 372,94 $
Last Close Price 323,26 $
Spread / Highest target 36,1%
Spread / Average Target 15,4%
Spread / Lowest Target -3,48%
EPS Revisions
Managers and Directors
NameTitle
Michael E. Miebach President & Chief Executive Officer
Ajaypal S. Banga Chairman
Edward McLaughlin President-Operations & Technology
Sachin J. Mehra Chief Financial Officer
Steven J. Freiberg Independent Director
Sector and Competitors
1st jan.Capitalization (M$)
MASTERCARD INCORPORATED-9.44%322 266
VISA INC.-7.84%471 171
PAYPAL HOLDINGS, INC.2.39%280 960
PALO ALTO NETWORKS, INC.2.67%35 329
AVAST PLC-0.74%7 459
MIMECAST LIMITED-22.13%2 828